• When the borrower applies for the loan whether the application made is in the boundary line of the organisation, taking the proper help of documents provided by the organisation.
• Whether necessary documents are attached or not.
• Beyond that the important thing is the eligibility of the borrower to refund the loan.According to Maharashtra State Co-operative Credit Society Act 2002 the borrower is required to be the member /nominal member of the organisation.
• Under this scheme a firm can give loan upto 70% loan out of the original price of the vehicle.

If Applicant is employee

• Savings Account in Mahesh Nagari atleast from 6 months and 3 Photos.
• If the borrower has day other borrowing in any other Banks then this NOC (No Obligatory Certificate and borrowing aim proof).
• Xerox copy of Applicant and guarantor's rashioning card/ voters ID/ Light Bill/ Telephone Bill/ Driving licence / Aadhaar card.
• Applicants Bank statement (for last 1 year).
• Applicants original LIC policy and receipt of Last installment.
• Applicant's undertaking (as per given format).
• H.P.Form, Quotation, & R.T.O.Tax Receipt.
• Postdated Cheques.
• Last 3 three months salary slip (original) with the sign on Account department and salary certificate.

And If applicant is businessman

• Savings Account in Mahesh Nagari atleast from 6 months and 3 Photos.
• If the borrower has day other borrowing in any other Banks then this NOC (No Obligatory Certificate and borrowing aim proof).
• Xerox copy of Applicant and guarantor's rashioning card/ voters ID/ Light Bill/ Telephone Bill/ Driving licence / Aadhaar card.
• Applicants Bank statement (for last 1 year).
• PAN/ TAN, GIR number-xerox copy along with original for verification.
• Applicants original LIC policy and receipt of Last installment.
• Nature of business, sourse of income, anual turnover, net worth, net profit (as per latest balance sheet).
• H.P.Form, Quotation, & R.T.O.Tax Receipt.
• Postdated Cheques.
• Shop-act Licence.
• Stock statements.
• Original documents (RC/TC) of vehicle and form 34 from RTO.